Melt Down

What I call the 2008 melt down is gone! Was your home lost in the market melt down? Or was your home lost in the banking melt down? What ever you would like to call it, that era is over. Hopefully never to return.

Here are some facts that could help the people that would like to buy another home and haven’t due to fear. Fear of thinking they can’t get another loan. Fear that you would need to speak to a person and give them information. Like, I had a foreclosure, a short sale or a bankruptcy.

Oh my, let’s just move it forward. Here’s news for you! You’re most likely to waste your time and money renting. Really? Yes Really. If you have not bought a house yet but are thinking about it the good news is that qualifying for a home has changed. Even if you purchased a home in the past but not within the last 3 years your considered a first time home buyer.  There are all sorts of programs available. Any questions in regards to home buying contact your professional Realtor. 

Did I just hear you say working with a Realtor cost me $$? Actually working with a Realtor can save you precious time and $$. ​Whether you’re a buyer or seller a home purchase or sale is one of the most priceless possessions you will have in your lifetime. Don’t waste any more time, just move forward. 


As always I’m here for your Real Estate Questions. Reply here or Paulaz@WatsonRealtyCorp.com

Beach Front Condo!

Seasons have changed, now it’s our turn to enjoy the blue sky, perfect temp and fun of the season. So would you love to live on or close to the beach? Right here on the Treasure Coast, all is possible. 

If you’re not sure how to make that happen, no worries there are all sorts of mortgages available.  Condo’s start in the $300,000’s and go up depending on location, square footage, view, floor, and amenities. 
Different lenders have a variety of programs, many are similar regulations or the same regulation with the bank interpretation. 

Just move forward! First, start with what you know. I know I want to move to Florida’s Treasure Coast. Second, shop for a Realtor. When shopping online there are generally advertisements for homes, condos, and land. Make a call, not all properties are still available. Realtors can use their MLS to verify availability. Third have you spoken to a lender? You will need either Cash or a Pre-Qual letter for the agent to write a contact. 
Keep this process going smoothly by having your thoughts and facts together. 
Your Realtor and Loan Officer can handle the harder details. 

Best Wishes with your move. As always, I’m here for all of your Real Estate needs.

Happy Halloween!!!

Fall and Winter Seasons are upon all of us. Time to hang lights, eat of a lot of goodies and do some shopping. It’s also time that we should all just keep moving forward. Best time to be in Florida is between now and March. The weather generally cooperates. To all of the trick or treaters, be safe.

As always, feel free to contact me for your Real Estate needs. Haunted house will be at premium pricing and must have alllllll resident owners on title.

Wire Fraud

Have you closed on a home lately? If not make sure you read this, first.

What you’ll want to know about wire fraud. What is wire fraud? Wire fraud is an act of fraud that uses electronic communications, such as making false representations on the telephone or via email, to obtain money.

How does wire fraud work? Wire fraud occurs when a fraudster obtains money based on false representation or promises. For example, you may receive wire instructions which appear to be from your title company, real estate agent, or lender, when in fact they are from a fraudster.

Recommended precautions to protect yourself from WIRE/ACH FRAUD;

  • Verify that the wiring information you received is from your title insurance company by contacting them at a valid phone number, not one provided in a potentially fraudulent email.
  • Do not share your online banking logon credentials (user ID and password) with anyone.
  • Never access your bank account using a public computer (e.g., at the library or a hotel business office).
  • Install a firewall on your computer to prevent unauthorized access.

This information has been provided by First American Title of Vero Beach FL. 32960. They can be reached at 772-217-9117. Feel free to let them know that Paula at Watson Realty gave you the contact information.

There is always more to know about Title and Real Estate. Free free to contact me as always.

RED CARPET RIDE

We all deserve the Red Carpet. Red is the color of fire and blood, so it is associated with energy, war, danger, strength, power, determination as well as passion, desire, and love. Red is a very emotionally intense color. It enhances human metabolism, increases respiration rate, and raises blood pressure.

Be strong, be bold.

Stick to your convictions. Think, research, educate yourself. Then, just move forward!

As always, I’m here for your comments and Real Estate needs.

Don’t Follow Me Out The Door

Be yourself. On less, you need a professional to guide you. Professionals come in all sorts of ways. When deciding on your path best advice is generally a professional in the avenue your seeking.  Most of us look towards family and friends. Sure they know you best and will be more than happy to add there 2 cents. When seeking advice, keep your stories to the point and don’t start in the middle. When you start in the middle it’s like starting a movie in the middle, even those go back and forth so the audience knows how the charterers got to where they are. 

What is it that you need? Think about what drives you? Not what your driving. Is it a new home, a new career or a job. Looking for additional education, a bigger paycheck or a vacation? Follow your own path.  I believe in doing my homework first. Finding the best path the best company and people that are knowledgeable. Seek recommendations regarding your course of action. 

Keep it moving forward! Be the leader out of the door.

As always, I’m here for your comments and all of your Real Estate needs.