The Power of Knowledge

Remember learning is key to success. All thought we all went through school most of the time that knowledge is lost or forgotten over time. As you go through your day little triggers pop up. I don’t think I’ve ever heard anyone say, Oh I learned that in 8th grade. No, most of us as a whole constantly are learning something new. In relation to the Real Estate Industry, learning is the key to success. Not only do we have ongoing education classes that are mandatory we have classes throughout the Boards that keep us up to date on new documents, new laws, new regulations, new requirements, and so on. 

Knowledge is acquired over time. When you sold your last home, did you do it yourself? Probably not, why? Most homeowners aren’t Realtors their profession is something else. I know when I need a job done I find a professional. It keeps my time freed up and the job is done right. After all, I don’t prescribe my own medicine. 

We now have a Covit Rider to add to the Contract. Times are changed and so are we. Knowledge is key!

I like to keep my Blog short , contact me for all of your questions as always. ReaL Estate Professional.


Real Estate Market is HOT here in Indian River County. Topping out at 1899 home’s sold in the last 180 days, according to the Multiple Listing Service. The MLS is the most accurate accounting of Real Estate. While the other sites feed off of the Realtors most trusted site, we make this business happen.

While practicing social distancing we keep out business moving carefully.

Reach out to find out what your home is worth!

Hot Market, social distancing, SOLD!


Today’s lifestyle has changed for many of us. While the Real Estate Market has been busy for me here in Indian River County (that’s Vero Beach, Sebastian, Fellsmere) not everyone is certain how they will pay their mortgage. People that I know had been fortunate to have funds aside, just in case. That leads me to the people that are using their homes as piggy banks. Oh boy, I hope that you are not doing that. 

Selling your home right now might seem crazy however if it’s time to move forward, then get going. Your lifestyle is what you make it.  Is this a simple thought or not? Selling and moving on, takes on so many powerful possibilities. Only you know what those are, make your choice, and just move forward. 

If you need trusted help to make the choice, reach out to those around you. First why are you selling? Second where and how? Third can you afford this move? Lifestyle, it’s your choice.

Don’t be shy, ask a local Realtor for a CMA. That will help with #3.

As always I am here to help you with all of your Real Estate questions.


Hello Readers

Have you been thinking or worried about paying your mortgage? My hope is that we don’t experience another short sale or foreclosure crisis. Let’s hit the nail on the head, are you behind on your payment because you’re still out of work? That’s scary. If your behind I hope that you’ve contacted your lender and found a solution. I work with Mortgage Professionals on a daily basis, the rates are excellent right now. There are so many programs for new buyers.

Right now my experience, has been positive in that fact that the market is brisk. Sellers are doing very well. These numbers are straight out of the MLS, in Indian River County. The MLS that Realtors use is the most accurate and up to date site for Real Estate. What type of success this month, well let’s examine the numbers:

From June 1st through July 21st we have 515 Active homes to choose from.

From June 1st through July 21st we have 677 Solds. 

Those numbers don’t include Contingent or Pending. 

To find out specific details on your home, contact a professional Realtor of your choice.

Sell your home if your ready. Save your home if your in trouble with the payment. Feel free to reach out to me with your questions. Regards, Paula.

1031 Tax Deferred Exchanges

Are you looking to do a 1031 Exchange?

The Internal Revenue Code, 1031, offers taxpayers one of the last great opportunities to build wealth and save taxes. This is a big subject. To fully defer the capital gain or recapture tax, the Exchanger must acquire “like kind” Replacement Property of equal or greater value.

If you have a property that you would like to Exchange, I have an excellent contact for doing the Exchange Service. We also have properties that could work out for you.

Exchange’s big or small.

The Real Estate Market is moving nicely. Stay safe and keep moving forward!

Keep Ahead of the Game!

What game? Today’s wild ride. Some people are thriving while others are broken down. I can only tell you my opinion of the Real Estate Market in my area. 

For the good folks in Indian River County, the market is moving nicely. Home rates and inventory are just right for changing your lifestyle. Does that make sense? Seller’s are not giving away their home, they are selling with current market value. Buyers have an option to buy with some great loans designed for today’s market. The only way you know about your wear with all to buy or sell is to ask a professional Realtor. 

Keeping ahead of the Game, mean’s choose wisely. A home priced properly will sell within the first 30 days, depending on condition and location. A home price too low could sell the same day, are you leaving money on the table? Your agent will offer you a CMA, based on black and white facts of the latest Solds in your area. Remember ask questions, keep the facts that are presented in the front of your mind.

Keep ahead of the game. Feel free to ask about your county, I have availability to research most counties in Florida. Outside Florida, I have a great Relo and Referral Company.

I’m always here to help you with your Real Estate needs. Reach out at


Everyone loves a pleasant lifestyle. Why not, it’s should be our day to day path.

Many of use are working out of our home, that’s been an adjustment. For many of us it took thinking out of the box. It’s always easy to find a something else to do while were home like laundry, clean the kitchen, play with the dog. Now that I’m use to it I’ve tried to add in a few half days at the office.

My office is in Vero Beach, Florida. Just off the Treasure Coast. WooHoooo, Lifestyle!

I love working and living here. Ever since the middle of March the Real Estate Market has adjusted and at the same time I’ve been busy. Buyer’s have taken the time to find and buy in a fast paced market. The sellers are happy. WE have covit rules in place, to be as safe as possible.

The Mortgage people have some great loan programs. You must be pre qualified to buy a home. Anywhere from 600 to 800 credit score. I’ve sold to buyers with a low credit score and little to No Money. Therefore the contract is written with a sellers concession in mind. What is that, you say? A sellers concession is $$$ that come back to cover closing costs and prepaids. Depending on the transaction, many sellers are willing to give back to a buyer when he has enough equity in the property and the sale can be closed within 45 days. It’s a win, win.

Let’s talk about you’re home. Your lifestyle awaits! Always feel free to contact me. Comments are welcome and feel free to reach out

Hunker Down

Hunker down, stay at home, keep your distance. I like the keep your distance. As Americans were not designed to stay home or hunker down. We’ve all done that for months. Many of us have been fortunate enough to keep working. Here’s my humker;

Stay safe, keep control of yourself. Watch over one another. Move forward with causion. Yep! Let’s Hunker Down on the Treasure Coast!

The Florida market is still moving. We have our precautions in place. We have some really great rates and programs to help in buying a home. The Title Companies are always available to help!

As always, I’m here for your Real Estate needs.

What Does It Take?

What does it take to sell a house in this market? In my opinion it takes an experienced Realtor. What do I mean? Now that we have a World Wide Pandemic we have new guidelines.  A new way to show a property, a new way to work with buyers. While using safe methods and professional standards. I have been blessed, while this crazy time continues selling 3 properties and listing another property. My buyers are serious and pre-qualified. Limited appointments only and a thorough understanding of what they are looking for. 

What does it take to be a buyer? Trust and a willingness to believe and move forward. Exercise and knowledge create success. Timing and movement make it happen. What does it take, it takes your energy to start with a clear vision. What is it that you would like to accomplish?

Start with your idea. Are you buying or selling? Then go with the basics. There are so many web sites out there with all good intentions. However, they are not all accurate when it comes to the facts.  Is the house for sale or not for sale? Your professional Realtor knows. We have our own Multiple Listing Services.  The MLS is updated daily, agents are trained as to what should and should not go into the MLS. Realtors work on a daily basis to keep our industry running like a well-oiled machine. Come and join us for all of your Real Estate needs. That’s what it takes. 

As always I’m here for your questions. Like my page or pass it along.

A Working Glance

Hard to stay focused….Yes, it is.

I’m use to working at the office. Although today and tomorrow, home is where the heart is.

My heart tells me this will be ending soon. Then let’s all hit the ground running.

My mortgage brokers tell me and I quote;

The nation’s fourth-largest mortgage lender is tightening standards for most new home loans amidst the murky economic outlook. J.P. Morgan Chase announced that starting April 14, most new mortgage loans will require a credit score of 700 and a down payment of 20%. Chase said the new standards do not apply to their existing mortgage customers or low and moderate-income borrowers who qualify for their 3% down payment “DreaMaker” product.

If your happy in your home, stay there. Should you have questions in regards to your home mortgage don’t let fear take over contract your lender or mortgage professional for help. Move forward!

Feel free to tweet or facebook this article. I’m always here to help.